17605 Finch Court
Cold Spring, MN 56320
$499,900
Open Houses
Lake home with golf at your doorstep. Small-town living with big-city convenience. This 3-bedroom, 2-bath walkout rambler offers an incredible location on the Sauk River Chain of Lakes in the Rich Spring Golf Course neighborhood. The main level features two bedrooms a bathroom and an updated kitchen with quartz countertops, stainless steel appliances, and custom cabinetry along with stunning, unobstructed lake views from the living room that create a private, secluded feel.
The lower level adds a third bedroom and bath, spacious family room and wet bar—perfect for entertaining after a day on the lake or golf course. An oversized 2-stall attached garage offers plenty of storage, plus a dedicated golf cart garage door for easy access to the course.
Tucked away on a quiet cul-de-sac, yet just minutes from groceries, restaurants, breweries, schools, and more. Approximately 20 minutes to St. Cloud and 1 hour to the Metro, this is an exceptional opportunity for a lake home, full-time residence or a slower pace of life without sacrificing convenience.
Listing Courtesy of: RE/MAX Results
320-309-1174
| Listing Id: | 7153385 |
|---|---|
| List Price: | $499,900 |
| Property Type: | Residential |
| Property Sub Type: | Single Family |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 0 |
| Bathrooms Three Quarter: | 2 |
| Bathrooms Half: | 0 |
| Bathrooms One Quarter: | 0 |
| Living Area: | 1,664 |
| Association Fee: | $0 |
| Tax Annual Amount: | $3,684 |
| Waterfront?: | Yes |
| City: | Cold Spring |
| County Or Parish: | Stearns |
| Subdivision Name: | Fairway Shores |
| Postal Code: | 56320 |
| Year Built: | 1979 |
| Above Grade Finished Area: | 832 |
| Accessibility Features: | No Stairs Internal |
| Appliances: | Dishwasher, Dryer, Electric Water Heater, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned |
| Basement: | Yes |
| Basement: | Block, Daylight/Lookout Windows, Finished, Full, Walkout |
| Bathrooms Total Integer: | 2 |
| Below Grade Finished Area: | 832 |
| Building Area Total: | 1664 |
| Construction Materials: | Block |
| Cooling: | Central Air |
| Directions: | Hwy 23, West of Cold Spring - then S (Left) on Fairway Circle, to Right on Finch Ct, Home on the left. ***NOTE neighbors new construction - excuse the construction*** |
| Fireplace Features: | Family Room, Gas, Living Room |
| Fireplaces Total: | 2 |
| Foundation Area: | 832 |
| Garage Spaces: | 2 |
| Heating: | Forced Air, Fireplace(s) |
| High School District: | Rocori |
| Laundry Features: | Lower Level, Laundry Room, Sink |
| Levels: | One |
| Listing Contract Date: | 2026-10-05 |
| Living Area Units: | Square Feet |
| Lot Features: | Accessible Shoreline, Tree Coverage - Light |
| Lot Size Area: | 0.24 |
| Lot Size Dimensions: | 60x143x77x104 |
| Lot Size Units: | Acres |
| Amenities Unit: | Deck, Dock, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Panoramic View, Security System, Boat Slip, In-Ground Sprinkler, Washer/Dryer Hookup, Wet Bar |
| Assessment Pending: | No |
| Bath Description: | 3/4 Basement, Main Floor 3/4 Bath |
| Dining Room Description: | Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room |
| DPResource: | Yes |
| Foreclosure Status: | No |
| Foundation Dimensions: | 26x32 |
| Fractional Ownership Yn: | No |
| Fuel: | Natural Gas |
| Garage Dimensions: | 28x22 |
| Garage Door Height: | 7 |
| Garage Door Width: | 16 |
| Garage Square Feet: | 616 |
| Lake Bottom: | Sand |
| Lender Owned: | No |
| Manufactured Home: | N |
| Potential Short Sale: | No |
| Power Company: | Xcel Energy |
| Yearly/Seasonal: | Yearly |
| School District Number: | 750 |
| School District Phone: | 3206854901 |
| Special Search: | Main Floor Primary, Main Floor Bedroom, Renovated |
| Tax With Assessments: | $3,692 |
| Waterfront Frontage: | 77 |
| Parcel Number: | 36241410000 |
| Parking Features: | Attached Garage, Concrete, Garage Door Opener |
| Pasture Area: | 0 |
| Postal City: | Cold Spring |
| Public Survey Range: | 30 |
| Public Survey Section: | 20 |
| Public Survey Township: | 123 |
| Road Frontage Type: | Cul De Sac, No Outlet/Dead End, Paved Streets, Township |
| Road Responsibility: | Public Maintained Road |
| Roof: | Age Over 8 Years, Architectural Shingle, Asphalt, Pitched |
| Sewer: | Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field |
| State Or Province: | MN |
| Tax Year: | 2026 |
| View: | Lake |
| Waterfront Features: | Lake Front |
| Water Source: | Drilled, Well |
| Wooded Area: | 0 |
| Zoning Description: | Lot, Shoreline, Residential-Single Family |
| Township: | Cold Spring |
| Above Grade Sq Ft Total: | 832 |
| Below Grade Sq Ft Total: | 832 |
| Main Level Finished Area: | 832 |
| Patio Porch Type: | Composite Decking, Deck, Patio |
| Total Area: | 1,664 |
| Fireplace?: | Yes |
| Exterior Features: | Stone, Steel Siding |
| Foundation Details: | Block |
| Road Between Waterfront And Home?: | No |
| School District Full Name: | 750 - Rocori |
| Single Family Sub Type: | Ranch-Style Home |
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Regional Multiple Listing Service of Minnesota, Inc data last updated on October 08, 2026 05:23 PM - ET
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Property Last Updated: October 08, 2026 05:23 PM - ET
